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Credit Repair Blog

How To Stop Collection Calls

Are you tired of collection companies calling and harassing you?

The law allows you to STOP the verbal harassment that so many third party collection companies employ. A third party collection company is defined as any company that is attempting to collect from you on a debt that you allegedly owed to a separate business. This cease and desist order won’t necessarily prevent any further written correspondence from the collection company, but their verbal contact attempts MUST stop. If they don’t, you have the option of bringing civil action against that company. It’s not necessary to send the letter via certified mail with return receipt requested but that tracking may be useful should you find yourself pursuing civil options against the company.

This is an example of an effective cease and desist order:

 

Collection company name

Collection company address

Date

Re: Immediate Cease & Desist

Collection company account number

You are hereby notified under provisions of the Fair Debt Collection Practices Act and state law that verbal communication with and from you is no longer desired or allowed. Any further communication you choose to have with me should be done only through the mail.

Failure to comply with this request will result in my immediately filing a complaint with the Federal Trade Commission, and my pursuit of all criminal and civil recourse against your company.

Thank you,

Your name

Your address

Your signature

Pegasus Credit Repair helps to repair your credit reports and improve your credit profile. To learn more about how you can begin repairing your credit reports, visit us at http://www.pegasuscreditrepair.com/

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